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Credit note and debit note maker

Issue a credit note when goods come back or the invoice charged too much, and a debit note when it charged too little. Link it to the original invoice and download a PDF.

Type of note

Credit or debit note

Issued by the GST-registered supplier who made the original tax invoice. Keep the same place of supply and GST rates as that invoice.

Your business

Printed large at the top.

Saved in this browser only, and shared with the GST invoice generator.

Your business's aggregate turnover in the previous financial year

Credit note

Up to 16 characters: letters, numbers, - and /.

Original invoice

One note can cover several invoices to the same buyer. Add each invoice number and date.

Tax is shown on the note but not added to the total, because the buyer pays it.

A credit note reduces your GST only if declared by 30 November after the end of the financial year of the supply, or by the date you file that year's annual return if earlier. For a registered buyer, your tax is reduced only if the buyer reverses the matching input tax credit.

Recipient

Is the recipient registered under GST?

Use the same place of supply as the original invoice.

Items being credited or debited

Enter only the difference. For a return, the returned quantity at the original rate. For a price change, quantity 1 and the difference in value as the amount. Use the same GST rate as the original invoice.

GST rates were revised in 2025. Choose the current rate for your item; the tool does not decide it for you.

Not sure of the HSN/SAC code or rate? Search the official GST portal. Items that attract compensation cess (such as tobacco and pan masala) are not supported yet. Search HSN/SAC on the GST portal

  1. Item 1

    Type

    All 96 official HSN chapters. Type a letter or a word to filter.

    Use the number of HSN/SAC digits required for your business's turnover. Check with your accountant if unsure.

    Printed on the invoice after the name, so the buyer knows exactly what was supplied.

    Price by

Notes

Nothing you type leaves your browser.

Live preview

The preview appears here once the details and at least one complete item are filled in.

This tool formats a credit or debit note from the details you enter, following CGST Rule 53. It does not file anything or report it to the e-invoice portal. It is not tax or legal advice.

Related tools

Track your own money too — try AQVIK.

Questions

When do I issue a credit note?

When the invoice charged more value or tax than payable, when the buyer returns goods, or when services are found deficient. It reduces the amount the buyer owes.

When do I issue a debit note?

When the invoice charged less value or tax than payable. It increases the amount the buyer owes.

What must a credit or debit note mention?

That it is a credit or debit note, your and the recipient's details, its own number and date, the number and date of the original invoice, and the value, rate and tax being credited or debited, with a signature.