IPO calculator
Enter the lot size and the top of the price band from the IPO's RHP to see how much will be blocked, how many lots fit within the ₹2 lakh retail limit, which investor category your bid falls in, and what selling at a price you choose would leave after tax.
From the RHP or the price band advertisement.
- Amount blocked
- ₹15,000.00
- Shares
- 50
- Your category
- Retail individual investor (up to ₹2 lakh)
- How to pay
- UPI or ASBA net banking
Retail investors can bid for up to 13 lots at this price (₹1,95,000), within the ₹2 lakh limit.
If you sell (an illustration)
Type any sale price to see what it would mean for 50 shares sold within 12 months. This is not a forecast.
- Paid for the shares
- ₹15,000.00
- Sale value
- ₹15,000.00
- Gain before tax
- ₹0.00
- Estimated tax you pay later (20% + 4% cess)
- ₹0.00
- Gain left after that tax
- ₹0.00
The tax is not deducted at sale; you pay it when you file your return.
Listed shares sold within 12 months, with STT paid, are short-term capital gains, taxed at 20% plus 4% cess for tax year 2026-27. This tax is not cut when you sell: the full sale amount (minus brokerage, STT and other charges) reaches your account, and you pay the tax yourself as advance tax or when you file your income tax return. Your actual tax can be lower or higher depending on your total income, losses you can set off and surcharge. This is a simple estimate, not tax advice.
An illustration only, using the numbers you enter. It is not a forecast of any price and not tax advice. STT, stamp duty, brokerage, exchange charges, surcharge and your own tax situation are not included, so your actual result will differ.
Dates, lot sizes and financials for current IPOs are on the IPO calendar.
This page is for information and education only. AQVIK is not registered with SEBI as an investment adviser or research analyst, and is not connected to, or paid by, the company, its lead managers, the registrar or any broker. Facts on this page come from public documents such as the RHP and exchange notices; AQVIK does not say whether to apply, buy, hold or sell. Dates after the issue closes are tentative until the exchanges confirm them. The RHP is the authoritative document: read it, and check details in your broker app, before you bid. Investing in shares carries risk, including the loss of money.
We do not show grey market premium (GMP). It comes from an unofficial, unregulated market, SEBI has cautioned investors about it, and it often differs from the listing price.
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Join the betaHow it's calculated
Amount blocked = lots × shares per lot × the upper end of the price band. Bidding at cut-off blocks this amount; if the final price is lower, the difference is released.
Maximum retail lots = the largest whole number of lots whose amount stays within ₹2 lakh. Bids above ₹2 lakh up to ₹10 lakh are small NII; above ₹10 lakh, big NII. UPI can be used for bids up to ₹5 lakh.
Sale illustration: gain = shares × (your sale price − issue price). Short-term capital gains tax on listed shares sold within 12 months is 20%, plus 4% cess on that tax, applied only to a gain. STT, stamp duty, brokerage, surcharge and your own tax situation are not included.
Questions
What price should I enter for the sale?
Any price you want to try. The calculator does not predict or suggest a listing or sale price; it only shows what a sale at the price you type would mean.
Why is my bid category not retail?
Retail individual investors can bid up to ₹2 lakh in a mainboard IPO. Above that, an individual's bid is in the non-institutional (NII) category, which has its own allotment rules.
Is the tax figure exact?
No. It is a simple estimate at the short-term capital gains rate plus cess. Surcharge, losses you can set off, STT and other charges change the real figure. Check with a tax professional for your own case.